Products & Services

Client Services

We offer a full array of Benefit and Human Resources services to our clients
Each new client receives Market Search/Analysis with a fully bound proposal: Here are some additional services we offer:

• Plan Design Consultation
• Implementation, Education and Annual Enrollment Support and Training
• Renewal Preparation, Enrollment and Education
• On-going Enrollments and Terminations
• Claims Resolution
• Employee Contribution Strategies

• Funding Arrangements
• Comprehensive Provider reports/directories
• Cafeteria Plans
• COBRA assistance and administration
• HSA, HRA, FSA Accounts
• Multi State Administration

 

Products

Below is a list of Employee Benefits and Insurance Products that we specialize in:

• Group Medical Insurance (EPO, PPO, HDHP, HMO, POS, Indemnity)
• Group Dental Insurance (DMO, PPO, Indemnity, Voluntary, Start-up)
• Group Life Insurance - As a salary increment of a flat dollar amount, as well as Group Supplementary life and dependant life
• Group and Voluntary Long Term Care
• Group and Voluntary Disability (LTD, STD)
• Supplementary Voluntary Benefits (Accident, Disease Specific, Travel overseas, Hospital, Dental, LTC, Short Term Disability, Sickness)

Carriers

Below is a partial list of companies with whom we work to provide you quotes in Life, Health, Dental, Accident, Disability and Supplementary group insurance lines:

• Aetna, Inc
• Aflac, NY
• Blue Shield of NENY
• Excellus BCBS
• CDPHP
• Delta Dental
• First Ameritas
• First Rehab
• Emblem Healthcare, inc
• The Guardian
• Horizon Healthcare

• John Deere Health Plan
• Mutual Of Omaha
• NY Life
• PHCS
• United Concordia
• Unicare
• Aflac, Inc
• Anthem
• BCBS of CT, MA, TN, PA
• Cigna
• Empire BCBS

• First Canadian Life
• Fortis
• Health Spring
• The Hartford
• HPHC
• Met Life
• MVP Health Care
• Oxford Health Plans
• Tufts
• United Healthcare
• Unum/Provident