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Products:
Below is a list of Employee Benefits and Insurance Products that we specialize in:
- Group Medical Insurance (HMO, PPO, POS, EPO, Indemnity)
- Group Dental Insurance (DMO, PPO, Indemnity, Voluntary, Start-up)
- Group Life Insurance -As a salary increment of a flat dollar amount, as well as Group Supplementary life and dependant life
- Group and Voluntary Long Term Care
- Group and Voluntary Disability (LTD, STD)
- Supplementary Voluntary Benefits (Accident, Disease Specific, Travel overseas, Hospital, Dental, LTC, Short Term Disability, Sickness)
Carriers:
Below is a partial list of companies with whom we work to provide you quotes in Life, Health, Dental, Accident, Disability and Supplementary group insurance lines:
- Aetna, Inc
- Aflac, NY
- Atlantis
- Blue Shield of NENY
- CDPHP
- Delta Dental
- First Ameritas
- First Rehab
- GHI, inc
- The Guardian
- HIP
- Horizon Healthcare
- John Deere Health Plan
- Mutual Of Omaha
- NY Life
- PHCS
- United Concordia
- Unicare
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- Aflac, Inc
- Anthem
- BCBS of CT, MA, TN, PA
- Cigna
- Connecticare
- Empire BCBS
- First Canadian Life
- Fortis
- GHI HMO
- Health Spring
- The Hartford
- HPHC
- Met Life
- MVP Health Care
- Oxford Health Plans
- Tufts
- United Healthcare
- Unum/Provident
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Client Services
Each client receives Market Search/Analysis with a fully bound proposal including:
- Plan design
- Pricing
- Competitive information
- Employee Contribution strategies
- Comprehensive Provider report/directories
Additional services include:
- Claims resolution
- Multi state administration
- Annual enrollment
- Remote Access Enrollment
- Funding arrangements
- Premium Only and full cafeteria plans (pre taxing deductions to save payroll taxes)
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